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Disability Insurance and the Dynamics of the Incentive-Insurance Tradeo§
disability social security savings behavior
2015/7/23
We provide a lifecycle framework for comparing the insurance value and the incentive cost of disability beneÖts. We estimate the risks that individuals face and the
parameters governing the disa...
Distinguishing Income from Substitution Effects in Disability Insurance
Distinguishing Income Substitution Effects Disability Insurance
2015/7/17
A set of studies conducted over the last 15 years has produced a near consensus that the Social Security Disability Insurance system (SSDI) has substantial disincentive effects on the labor supply of ...
A Proposal for Modernizing the U.S. Disability Insurance System
U.S. Disability Insurance System
2015/7/17
A wealthy, compassionate nation should have a fair and efficient disability insurance program that protects workers and their families from poverty and loss of medical care in the event of work-limiti...
Battle Scars?The Puzzling Decline in Employment and Rise in Disability Receipt among Vietnam Era Veterans
Battle Scars Puzzling Decline Employment and Rise Disability Receipt Vietnam Era Veterans
2015/7/17
The impact of military service in the Vietnam War on the well-being of veterans has been a contentious topic since at least the war’s end.A focal point of discussion is the prevalence of post-traumati...
Moral Hazard and Claims Deterrence in Private Disability Insurance
Moral Hazard Claims Deterrence Private Disability Insurance
2015/7/17
Exploiting within-firm, over-time variation in plan parameters for a unique sample of nearly 10,000 Long-term Disability policies held by U.S. employers, we present the first empirical analysis of the...
Asset Accumulation and Labor Force Participation of Disability Insurance Applicants
Disability Insurance Asset Accumulation Labor Force Participation Assets Behavior Employment
2015/4/28
Using panel data from the RAND Health and Retirement Study, I show that rejected applicants for Social Security Disability Insurance (SSDI) possess significantly more assets immediately prior to their...
Unemployment Insurance and Disability Insurance in the Great Recession
Unemployment Insurance Disability Insurance the Great Recession
2013/11/27
Disability insurance (DI) applications and awards are countercyclical. One potential explanation is that unemployed individuals who exhaust their Unemployment Insurance (UI) benefits use DI as a form ...
Disability Income Insurance: The Private Market and the Impact of Genetic Testing
disability insurance industry the potential impact income insurance individual insurance
2011/9/7
This article discusses the disability insurance industry in order to provide context regarding the potential impact of genetic testing on disability insurance. It describes disability income insurance...
Health, disability, and life insurance experiences of working-age persons with multiple sclerosis
disability insurance health insurance life insurance multiple sclerosis poverty
2011/9/7
Working-age Americans with multiple sclerosis (MS) may face considerable financial insecurities when they become unable to work and lack the health, disability, and life insurance typically offered th...
Genetic Screening and Disability Insurance: What Can We Learn From The Health Insurance Experience?
Insurance Related Activities Insurance Carriers Insurance and Pension Funds
2011/9/6
Genetic information may be used by health and disability insurance companies to deny or restrict coverage. How health insurance companies use genetic information, and how public policy has limited tha...
EXPANDING ACCESS TO HEALTH CARE FOR SOCIAL SECURITY DISABILITY INSURANCE BENEFICIARIES: EARLY FINDINGS FROM THE ACCELERATED BENEFITS DEMONSTRATION
Medicare benefits emonstration a randomized experiment prevalence of health insurance unmet medical
2011/9/6
Most Social Security Disability Insurance (DI) beneficiaries must complete a 5-month waiting period before they become entitled to DI cash benefits and an additional 24-month waiting period before Med...
Designing Optimal Disability Insurance: A Case for Asset Testing
Disability Insurance: Asset Testing Optimal
2014/3/18
We analyze an implementation of an optimal disability insurance system as a competitive equilibrium with taxes. An optimum is implemented by an asset tested disability system in which a disability tra...