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With electric vehicles making their way into the mainstream, building out the nationwide network of charging stations to keep them going will be increasingly important.Electric vehicles are considered...
Nearly 20 small businesses funded by the National Science Foundation (NSF) will showcase their early stage technologies at the 2018 CES, a global conference that unveils up-and-coming consumer technol...
上海财经大学微观经济学课件Chapter 14 Consumer's Surplus。
The Center for Medicare & Medicaid Services (CMS) initiated the National Medicare Education Program (NMEP) in 1998, aiming to collect information of quality from contracted managed care plans and di...
This paper investigates two central issues regarding state lotteries. First, analyses of multiple sources of micro-level data demonstrate that household lottery spending is financed primarily by a re...
We study users' response to sponsored-search advertising using data from Microsoft's Live AdCenter distributed in the \Beyond Search" initiative. We estimate a structural model of utility maximizing...
We characterize infrequent durables stock adjustment by consumers who also derive utility from non-durable consumption flows in the presence of idiosyncratic income uncertainty. The data we ana...
This paper studies a complete-market version of the neoclassical growth model, where agents face idiosyncratic shocks to earnings. We show that if agents possess identical preferences of either the CR...
Quasi-linear preferences in the macroeconomy: Indeterminacy, heterogeneity and the representative consumer.
Consumer theory suggests that expenditures on luxuries and dura-bles should be more cyclical than expenditures on necessities and nondurables. Estimating luxuriousness and durability for 57 con-sumer ...
Mortgage loans are leading examples of transactions where experts on one side of the market take advantage of consumers’ lack of knowledge and experience. We study the compensation that borrowers pay ...
We study the adoption of automated credit scoring at a large auto finance company and the changes it enabled in lending practices. Credit scoring appears to have increased profits by rou...
We study the long-run evolution of brand preferences, using new data on consumers’ life histories and purchases of consumer packaged goods. Variation in where consumers have lived in the past allo...
Consumer review websites leverage the wisdom of the crowd, with each product being reviewed many times (some with more than 1,000 reviews). Because of this, the way in which information is aggregated ...
This article describes the consumer finance sector in the US since World War II. We first define the sector in terms of the functions delivered by firms (payments, savings/investing, borrowing, managi...

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