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Who Knows What About Their Pensions?Financial Literacy in the Chilean Individual Account System
Chilean pension system Incentives Benefits Social Protection Survey Financial literacy Pension life cycle Multivariate regression
2016/3/18
This paper examines the question of what affiliates of the Chilean pension system know about their pension system, and whether they respond to incentives to learn more about their benefits depending o...
Financial Literacy,Schooling,and Wealth Accumulation
Chile Educational attainment Financial literacy Health and Retirement Study Household wealth accumulation Instrument variable estimates Microeconomics Ordinary least squares Pensions Personality PRIDIT Savings Schooling Self-esteem Social Protection Survey Wealth
2016/3/18
Financial literacy and schooling attainment have been linked to household wealth accumulation. Yet prior findings may be biased due to noisy measures of financial literacy and schooling, as well as un...
CPA Canada’s Cairine Wilson to assist national financial literacy effort
CPA Canada’s Cairine Wilson financial literacy effort
2014/8/5
TORONTO, July 30, 2014 – “It’s an honour to be selected for the National Steering Committee on Financial Literacy,” says Cairine Wilson, vice-president, Corporate Citizenship, with the Chartered Profe...
The recent fi nancial crisis and economic recession intensifi ed interest in fi nancial literacy among governments, fi nancial institutions, businesses and educators. Conventional wisdom conveys that ...
Exponential Growth Bias and Financial Literacy
exponential growth bias financial literacy household finance
2012/10/26
The tendency to underestimate the future value of a variable growing at a constant rate, an example of exponential growth bias, has been linked to household financial decision making. We show that exp...
Evaluating Financial Reporting Quality: The Effects of Financial Expertise vs. Financial Literacy
audit committees financial expertise financial literacy financial reporting qualit
2014/5/27
Audit committees evaluate financial reporting quality as part of their corporate oversight responsibilities. Given this responsibility, the national stock exchanges now require all audit committee mem...